Far and away, the most significant benefit of a VA loan
is the borrower's ability to purchase with no money down.
Apart from the government's UDSA's Rural Development home
loan and Fannie Mae's Home Path, it's all but impossible
to find a lending option today that provides borrowers
with 100 percent financing.
VA loans also come with less stringent underwriting standards and requirements than conventional loans. In fact, about 80 percent of VA borrowers could not have qualified for a conventional loan. These loans also come with no private mortgage insurance (PMI), a monthly expense that conventional borrowers are required to pay unless they put down at least 20 percent of the loan amount.
"I had a great experience working with Craig Daniger at Tandem Mortgage. He was patient (while I was also checking rates at my credit union), friendly, and helped me to understand all the details that come along with any refi. Refinancing one's house isn't something you do every day, and people don't probably do too much shopping for the right mortgage broker, but it pays to find someone who can get the best rates while also bringing some humanity to the process. Craig checked all the boxes. Highly recommended."
"Craig was extremely helpful in doing every he could to help with the loan I was involved in! I would definitely recommend him to all my friends and family for all their loan needs. He goes out of his way to help his client have an easy and stress free loan experience! Thanks Craig !!"
"Craig Daniger was outstanding at keeping the loan process moving and providing regular updates on the status. The rate he got me was better than expected. If I need to refinance again or get a new home loan I will definitely work with Craig."
"I had an amazing experience working with Craig. He was knowledgeable and very response. He made my refinance process seamless. Would definitely work with him again."
"We recently worked with Craig Daniger to secure financing for the purchase of our home. He helped to walk us through the entire process. I sincerely appreciate his expertise and ability to answer my questions at every turn. I feel very confident that he was able to provide us with the best possible loan experience. I recommend Craig's services to all of my family and friends!"
"Had a very good experience with Craig he was very good at explaining every step of the process."
"Craig was hardworking, patient and dedicated to getting the best loan for me. He came through when others failed."
"Craig worked hard on moving the loan transaction forward and kept me abreast of the loan status throughout."