"I had a great experience working with Craig Daniger at Tandem Mortgage. He was patient (while I was also checking rates at my credit union), friendly, and helped me to understand all the details that come along with any refi. Refinancing one's house isn't something you do every day, and people don't probably do too much shopping for the right mortgage broker, but it pays to find someone who can get the best rates while also bringing some humanity to the process. Craig checked all the boxes. Highly recommended."